Homeowners Insurance
Protect Your Home, Protect Your Peace of Mind
Your home is more than just four walls — it's where you create memories, raise a family, and feel safe. At HG Insurance Inc., we understand the value of your home and the importance of protecting it from life’s unexpected events. Our homeowners insurance plans are designed to give you the confidence and security you need to enjoy your home worry-free.

What Our Homeowners Insurance Covers
Dwelling Protection – Covers damage to the physical structure of your home caused by fire, storms, vandalism, and more.
Personal Property Coverage – Protects your personal belongings, including furniture, electronics, and clothing, from theft or damage.
Liability Coverage – Provides protection if someone is injured on your property or if you accidentally cause damage to someone else’s property.
Additional Living Expenses (ALE) – Covers temporary housing and living costs if your home becomes uninhabitable due to a covered event.
Natural Disaster Protection – Optional coverage for floods, earthquakes, and other natural disasters.
Other Structures Coverage – Protects structures on your property like garages, sheds, and fences.
Why Choose Our Homeowners Insurance?
Customizable Plans – Tailor your coverage to fit your home and lifestyle.
Competitive Rates – Get comprehensive protection at an affordable price.
Fast Claims Processing – We make it easy to file a claim and get quick support when you need it.
24/7 Customer Support – Our dedicated team is always available to assist you.
Discounts for Safety Features – Save on your premiums when you install security systems, smoke detectors, and other safety features.
Protect Your Home Today
Your home is one of your biggest investments — don’t leave it unprotected. Get a personalized homeowners insurance quote from HG Insurance Inc. today and secure your peace of mind.